E-Account (Electronic Banking Account)

Features

  • Convenience: 24/7 access to your money through our self-service banking channels

  • Save Money: Low monthly fee and unlimited self-service banking 

  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit 

Download the application form

Find a Local Branch

Additional Information

  • Additional Features

    For just $5 per month, enjoy unlimited self-service banking. Don't pay fees at Republic Bank ATMs, when shopping with your Republic Bank Card and when using Republic Bank OnLine or Mobile Banking. 1

    • Mobile Banking app available for iOS, Android and Blackberry

    • Cheque writing privileges

    • Overdraft protection (subject to normal lending criteria)2

    • Quarterly statements available (electronic or paper statements)

  • How to apply

    To Apply for a Republic Bank account, you’ll need visit your local Republic Bank branch and bring the following items with you:

    1. One valid primary piece of government-issued identification, with photograph and signature, such as:

    • Passport
    • National ID or voter's card
    • Driver's License
    • Military ID card
    • Permanent resident card

    2. One secondary piece of identification. The following kinds are valid:

    • An additional primary piece of identification
    • Birth certificate, credit card, debit card, tax ID card
    • Employee ID or letter from your employer

    3. Proof of address, such as:

    • Utility bill
    • Bank account statement
    • Copy of lease or letter from landlord

    If you are a non-resident customer, a reference letter or a current account statement from a reputable bank is required.


    4. The account Application Form [PDF]

    Have questions? Contact us or visit your nearest Republic Bank branch for more information.

    Need more information?

    In Person

    Make an appointment at your local branch today.

  • Rates and Fees

    Personal Financial Services Agreement Rates & Fees Schedule St Kitts (XCD)  

    Effective Date: April 30, 2019

    This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement.  Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated.  We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule.  If we do, we will notify you of any changes in accordance with the Agreements.


    Monthly Fee $6.00
    Monthly Balance Fee Waiver* N/A
    Number of Free Transactions Included in Monthly Fee Unlimited self service transactions on proprietary channels
    Additional Transaction Fees Branch/Cheque : $6.00
    Branch transaction with no Debit Card: $7.00
    ATM : Free
    POS: Free
    Interest Rate N/A
    Cheque Writing Privileges Yes
    Statement Frequency Quarterly
    Overdraft Protection Available Yes, subject to normal lending criteria
    Ad-hoc/Temporary Overdraft Interest Rate** 20%
    Interest Calculation*** N/A

     

    * Balance must not drop below the Fee waiver amount in order for fees the be waived.

    ** Overdraft calculation is based on 365 days for all account types.

    *** Notwithstanding what is indicated on page 3 in the Interest rates and interest calculations section of the PFSA (April 2019) booklet, interest on the Savings accounts and Speciality Accounts is calculated by using the lowest Account balance during the month and is paid to the Account on the last business day of the month. The interest calculation and payment frequency set out in this Rates & Fees Schedule amends and replaces the wording on page 3 of the PFSA (April 2019) booklet.