Sundry Fees

Personal Financial Services Agreement Rates & Fees Schedule St. Lucia (XCD)  

Effective Date: April 2018

This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement.  Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated.  We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule.  If we do, we will notify you of any changes in accordance with the Agreements.


Item Fees
Certified Cheque: A customer issued cheque, to which the funds have been certified and withdrawn from the account $20.00
Local Draft: A bank issued certified cheque which is greater then $1,000 USD and with a identified Payee. $15.00 +
Mail Transfer: A fee which is applied when transmitting a mail transfer $10.00
Min Overdraft Monthly Charge: The minimum monthly amount charged to an account that is overdrawn during a month. $40.00
Minimum Ad-hoc or Temporary Overdraft Charge: The minimum amount charged to an account that has been granted an ad-hoc or temporary overdraft or that has exceeded it's authorized overdraft credit limit. The minimum ad-hoc or temporary overdraft charge does not apply if the amount of the overdraft interest charge is higher than the amount of the minimum ad-hoc or temporary overdraft charge. NIL
Overdraft Handling Charge: The amount charged to an account for each item that causes the account to go into an overdrawn position, or that causes the account to exceed the amount of the authorized overdraft credit limit. $55.00
ABM Mini - Statement: A printed list of the last 10 transactions processed through the account. Free
NSF Cheque: Non-sufficient funds in the account at the time that a cheque is being withdrawn from the account $75.00
Returned Cheque: Item deposited and subsequently charged back (any reason - any currency) $25.00
Safekeeping: The storage of assets or other items of value in a protected area $100 - $200
Safety Deposit Box Rental Fee: A fee charged for renting a safety deposit box at the branch. Fee dependent of box size. $125 - $300
Statement Request Fee: A fee charged to re-issue the monthly account statement $30.00
Stop Payment: An automated "stop" request on a pre-authorized payment or cheque being withdrawn from the customers account, at the customers request $30.00
Wire Transfer Fee: The minimum fee the bank will charge for transmitting a wire transfer Branch $120.00